Collectibles

They were issued in England as Action Girl. These dolls were very similar to the US-issued dolls except that their eyes were side glancing and their hair was different. The US dolls had a piece of hair on other side of the face pulled up into a bow on top of the head. The Action Girl dolls had straight hair with no bows. The Action Girl dolls also had their own line of clothing.

They also came out as a special Grants doll called Donna. These dolls had curly hair pulled to one side.

The Teddy bear is a stuffed toy bear for children. It is an enduring, traditional form of stuffed animal, often serving the purpose of comforting upset young children. In recent times, some teddy bears have become expensive collector's items.


The word art is also used to apply judgments of value, as in such expressions as "that meal was a work of art" (the cook is an artist), or "the art of deception," (the highly attained level of skill of the deceiver is praised). It is this use of the word as a measure of high quality and high value that gives the term its flavor of subjectivity.

Ivy League

The Ivy League is an athletic conference, founded in 1954, of eight private institutions of higher education located in the eastern United States. The term has connotations of academic excellence, selectivity in admissions, and a certain amount of academic elitism.
All of the Ivy League institutions share some general characteristics: They are among the most prestigious and selective schools in the U.S., they consistently place close to the top of college and university rankings; they rank within the top one percent of the world's academic institutions in terms of financial endowment; they attract top-tier students and faculty; and they have relatively small undergraduate populations, ranging between 4,078 for Dartmouth College and 13,700 for Cornell University and modestly sized graduate student populations, ranging between 1,666 for Dartmouth and 14,692 for Columbia. Seven of the eight schools (Cornell University being the exception) were founded during America's colonial period. Ivy League institutions, therefore, account for seven of the nine colleges chartered before the American Revolution. The Ivies also are all located in the Northeast region of the United States. Notably, the Ivies also prohibit the offering of athletic scholarships to students in most cases; this ban differentiates Ivy teams from those of schools that permit students to receive scholarships to attend or to join a team.
The Ivy League institutions are privately owned and controlled. Although many of them receive funding from the federal or state governments to pursue research, only Cornell has state-supported academic units, termed statutory colleges, that are an integral part of the institution.
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Advantages of debt consolidation
1. Reduction of average interest rate:
Taking multiple credit interest rate (which varies from one credit card to another) in to account will have a high interest when compared to one single credit interest for the whole amount with a low interest rate. So an individual may choose this option to reduce his interest rate.
2. Reduction to one credit payment:
An individual may use many credit cards and pay his bills for all the credit cards. This may need a good management technique depending up on the number of cards in use. If you use more number of credit cards then the planning need to be done more appropriately and executed timely where as if you have one credit card your job is done in a way simple and easily executable. One hence opts to shift from multiple loan payments to one loan payment program replacing all the rest.
3. Reduction of past interest or penalty charges:
One opting for debt consolidation may go for reduction of past interest or penalty charges paid for the borrowed amount under certain options. Options include high interest rate or penalty charges placed for the credited amount, when the total amount paid in the history till date exceeds the borrowed amount, or if it is a very long duration payment program going for 5 yrs or above. Under each case stated one can reduce the past interest and penalty charges or sometimes even eliminate those and pay only the amount borrowed.
4. Obtaining a payment plan:
This payment plan is given to the consumer analyzing the capability of an individual by thoroughly going through the personal needs of an individual, his responsibilities etc after which the debt consolidator restructures the existing plans taken by the consumer.
5. Becoming debt free at a faster rate:
Taking debt consolidation program relieves a person from debts at a faster rate than the usual time, which is required to come out of the debt. Following the plans given by a debt consolidator and proper execution of the plan will surely make an individual debt free and obtain high credit scores.

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The credit score is calculated using a formula provided by the Fair Isaac Corporation under the act of FCRA (Fair Credit Reporting Act ). The three national bureaucrats dealing with credit reports are Equifax, Experian and Trans Union. The credit report can vary between these three credit bureaus since the credit reporters do not submit the reports in all three bureaus. Basically it is the procedure that one‘s credit report is the average taken from the values of these three bureaus. There may be a small difference existing between these bureaucracies credit reports which doesn’t seem to harm any of the customers credit score hence no issue has arisen till now in regards to the above.

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Grisaille Paintings

Grisaille is not a paintings type by its own but an initial step in oil painting. It is the step representing lighter shades of the image to be painted. This type grisaille grey is basically a painting in lighter grey shade (followed as per the rules of oil painting the darker painting section follows the lighter colors to be implemented in oil painting) before the whole painting is all done. This painting is executed entirely on monochrome in various shades of grey which can also be used for decorative purposes such as representing an object in relief.